What is Phishing?
Phishing is a cyberattack that uses disguised email, text messages, or websites to trick victims into revealing sensitive information, downloading malware, or sending money.
Common Phishing Techniques
Cybercriminals use various sophisticated methods:
- Email spoofing: Messages appear to come from legitimate companies
- Website cloning: Fake login pages that steal credentials
- Spear phishing: Targeted attacks using personal information
- Smishing: Phishing via SMS/text messages
Red Flags to Watch For
Recognize phishing attempts by looking for these warning signs:
- Urgent or threatening language demanding immediate action
- Requests for sensitive information (passwords, SSN, credit card)
- Generic greetings like "Dear Customer" instead of your name
- Suspicious sender email addresses (check carefully!)
- Poor spelling and grammar in official communications
Verification Techniques
Before responding to any suspicious message:
- Verify the sender's email address or phone number
- Contact the company directly using official channels
- Hover over links to see the actual destination URL
- Check for HTTPS and the padlock icon on websites
Protective Measures
Reduce your risk of falling victim to phishing:
- Enable two-factor authentication on all accounts
- Keep software and browsers updated
- Use email filters and spam detection
- Regularly monitor financial accounts
- Educate family members and employees
What to Do If You're Phished
If you suspect you've fallen for a phishing scam:
- Change compromised passwords immediately
- Contact affected financial institutions
- Scan devices for malware
- Report the phishing attempt to the appropriate authorities